Insurance Coverage After an Accident and What You Should Know

Auto injury liability insurance is mandatory in Colorado. The minimum required liability limit for auto injury-related claims in Colorado is $25,000. However, it’s important to understand your rights with regard to alternative coverage under your own auto injury insurance policy including Uninsured Motorist (UM) coverage because this coverage will also apply as Underinsured Motorist coverage in the event that the party at fault was not carrying enough auto insurance to cover all your damages. Retaining an experienced auto injury lawyer is critical since there are important requirements necessary to preserve your claim including the need to secure consent to the underlying third party liability settlement from your insurer prior to settling. It’s also possible that multiple policies may apply as in the case when the claimant resides with a family member that has a separate policy including UM. Finally, additional insurance coverage may be available including required medical payments coverage on the accident victim’s own policy as well. This highlights the significance of retaining an experienced auto injury lawyer if you’ve been involved in an accident in order to ensure that the accident victim takes advantage of all applicable forms of insurance coverage. The auto injury lawyers at AutoInjuryLaw.com are easy to reach and typically answer their calls personally. This level of personal attention and availability is not common in the legal community and accentuates our commitment to providing the highest possible level of service and attention to our clients. If you’ve suffered an auto injury caused by someone else’s negligence please don’t hesitate to call 303-322-3190 to speak with a lawyer about your rights.